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Last modified: August 10, 2025
National Checking Company (d/b/a NCCO) together with its affiliates ("Company" or "we" or "us") respect your privacy and are committed to protecting it through our compliance with this Policy.
This Policy describes the types of information we may collect from you or that you may provide when you visit the following websites:
(our "Websites") and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This Policy applies to information we collect:
It does not apply to information collected by:
Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Websites. By accessing or using the Websites, you agree to this privacy Policy. This Policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of the Websites after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.
Our Websites are not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the Websites. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on the Websites, register on the Websites, or make any purchases through the Websites. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at the address listed below in the Contact Information section.
California residents under 13 years of age may have additional rights regarding the collection and sale of their personal information.
We may collect several types of information from and about users of our Websites, including information:
As you navigate through and interact with our Websites, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:
We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking).
The information we collect automatically generally comprises statistical/operational data and usually does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Websites and to deliver a better and more personalized service, including by enabling us to:
The technologies we use for this automatic data collection may include:
Some content or applications, including advertisements, on the Websites are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.
We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.
We use information that we collect about you or that you provide to us, including any personal information:
We may also use your information to contact you about our own and third parties' goods and services that may be of interest to you. If you do not want us to use your information in this way, please you may unsubscribe from such communications.
We may use the information we have collected from you to enable us to display advertisements to our advertisers' target audiences. If you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
We may disclose other information, including personal information, that we collect or you provide as described in this Policy:
We strive to provide you with choices regarding the personal information you provide to us. Mechanisms exist to provide you with the following control over your information:
We do not control third parties' collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.
You can review and change any personal information you have entered through a subscription or account by logging into the account and updated the applicable information.
You may also contact us as the address listed below in the Contact Information section of this Policy to request access to, correct or delete any personal information that you have provided to us. We may not be able to delete your personal information without deleting your user account. We may not be able to accommodate a request to change information if we believe the change would violate any law or legal requirement, cause the information to be incorrect, prevent fulfillment of an order, to prevent fraud or for is required for security reasons, or we cannot verify your identity.
Deleted information may still remain viewable in cached, backup, and archived pages, or might have been copied or stored by other Websites users.
Some states provide you with additional rights regarding our use of your personal information. The following describes state specific rights, which may or may not apply to Company and your use of the Websites.
California's "Shine the Light" law (Civil Code Section § 1798.83) permits California residents to request certain information, under certain circumstances, regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact the address listed below in the Contact Information section of this Policy, and Company will respond to the extent applicable.
Collection Notice – This Privacy Policy is our Notice at Collection as required under the California Privacy Rights Act, and any other applicable law, and this Privacy Policy describes the personal information categories we collect, the purpose we collect and use personal information, and the retention periods for each personal information category.
We do not collect sensitive personal information, and we do not sell personal information as those terms are defined under California and other privacy law. To learn more about your California and other privacy rights, visit https://www.ncco.com/wp-content/uploads/2023/06/CCPA-Privacy-Policy-for-California_Virginia-Residents-NCCO-June-20-2023.pdf
Colorado, California, Virginia, and Utah each provide their state residents with rights to:
Nevada provides its residents with a limited right to opt-out of certain personal information sales.
To make a request under any of the foregoing, please contact the address listed below in the Contact Information section of this Policy, and Company will respond to the extent applicable. By listing these provisions, we are not agreeing to comply with theses law, unless Company is separately obligated under the terms of these laws to so comply.
We have implemented reasonably technical, physical, and administrative measures to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure, however, the safety and security of your information also depends on you. If you have an account on the Websites, it is your responsibility to secure your username and password. We ask you not to share your password.
Additionally, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, no one can guarantee the security of your personal information transmitted to our Websites. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Websites.
Some web browsers may transmit "do-not-track" signals to the websites with which you are communicating. Because of differences in how web browsers incorporate and activate this feature, it is not always clear whether you intend for these signals to be transmitted, or whether you even are aware of them. Because there currently is no industry standard concerning what, if anything, websites should do when they receive such signals, we currently do not take action in response to these signals.
It is our policy to post any changes we make to our Policy on this page. In some circumstances, we may notify you of material changes by other means, such as a notice on the home page of the Websites, by email, or other methods. The date the Policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Websites and this Policy to check for any changes.
The Websites are directed towards users who reside in the United States. By using the Websites, you affirm that you reside in the United States, and you consent to the collection, storage, processing, and transfer of your information in and to the United States, pursuant to the laws of the United States. We do not knowingly collect, use, or disclose information of European Union residents.
To ask questions or comment about this Policy and our privacy practices, contact us at:
NCCO
899 Montreal Circle
St. Paul, MN 55102
[email protected]